Fidelity Settlement Claim Deadline Is July 27, 2026

The Fidelity settlement claim deadline is July 27, 2026. Eligible class members must submit an online claim by 11:59 p.m. Pacific Time that day, or mail a paper claim postmarked by July 27, 2026, to the settlement administrator. The case is In re Fidelity Investments Data Breach Litigation, Case No. 1:24-CV-12601-LTS, in the U.S. District Court for the District of Massachusetts.[1][2][3]

For anyone acting on the deadline, the filing portal is the official settlement website: fidelitydatasettlement.com. News coverage can help confirm the posture of the case, but it is not the claim form, and it should not be treated as the administrator’s instruction page.[1]

Who the Settlement Covers

The official FAQ controls the eligibility analysis. It states that the settlement class includes persons in the United States whose personal information was potentially accessed in the Fidelity data incident announced in 2024, subject to the exclusions listed in the settlement materials.[2]

That definition matters more than any shorthand class-size figure. ClassAction.org reported that Fidelity directly notified 77,099 people and that the litigation concerned an August 2024 data breach; other available reports also identify an additional group of roughly 86,000 account holders whose account and routing numbers were exposed, producing an approximate eligible range of 155,000 to 163,000 people.[4] Those figures are useful context, but a person deciding whether to file should start with the notice received, the official FAQ, and the claim form—not with a rounded news estimate.

The incident itself is described as occurring from August 17 to August 19, 2024.[4] The settlement resolves civil litigation over that data incident; filing a claim is the practical step for class members seeking settlement benefits.

What You Can Claim Before July 27

The settlement benefits are not a single guaranteed payment. They fall into different categories, and each category has a different proof burden or eligibility condition.

The “up to $5,000” figure is a reimbursement ceiling, not a default payment. The official FAQ and outside settlement summaries describe reimbursement for documented out-of-pocket losses, fraud losses, and lost time tied to the data incident, with lost time limited to five hours at $25 per hour.[2][5] A claimant seeking that category should expect to provide records: receipts, account statements, correspondence, invoices, police reports, fraud documentation, or other materials that connect the loss to the incident.

The estimated cash payment is different. Investopedia summarized the payment as roughly $100 on a pro rata basis, and the official materials treat it as a cash benefit that depends on the number and type of valid claims submitted.[2][5] That is the number most likely to be overstated in casual coverage. A pro rata estimate can move down if more valid claims are filed, and it can move differently depending on how the settlement administrator allocates the net fund after approved reimbursements, fees, costs, service awards, and administration expenses.

California residents should also check the CCPA payment category. Investopedia identifies an additional $50 payment for eligible California residents under the California Consumer Privacy Act portion of the settlement.[5] That amount should not be assumed by non-California class members.

Credit monitoring is its own benefit, not proof that a cash claim has been approved. The settlement materials identify two years of CyEx Financial Shield Complete credit monitoring with $1 million in fraud insurance for class members.[2][5] For a person who has little or no documented loss, this may still be a meaningful election.

What to Do Before the Deadline

A cautious filing process is simple, but it should not be left to the last hour. The claim deadline is fixed on the official Important Dates page, and the online cutoff is 11:59 p.m. PT on July 27, 2026.[3]

1. Go to the official settlement website at fidelitydatasettlement.com, not a third-party article or advertisement.[1]
2. Review the FAQ to confirm that you fit the settlement class definition and are not excluded.[2]
3. Choose the benefit category you can support: documented reimbursement, estimated cash payment, California CCPA payment if applicable, credit monitoring, or the combination permitted by the claim form.[2]
4. If claiming documented losses, collect proof before starting the form so the filing is not rushed or incomplete.
5. Submit online by 11:59 p.m. PT on July 27, 2026, or mail a paper claim postmarked by July 27, 2026, to the administrator’s Santa Ana post office box.[3]

For a law firm administrator or in-house legal department fielding internal questions, the important distinction is between helping colleagues find the official channel and advising them on their individual rights. The first is an administrative pointer; the second may require counsel. The settlement website and administrator should be the source for form mechanics, claim status, and document-submission questions.

If You File Online

Online filing is the cleaner route for most claimants because the deadline is measured by submission time rather than postal handling. The cutoff is 11:59 p.m. PT on July 27, 2026.[3] Claimants outside the Pacific time zone should account for that time-zone rule rather than assuming a local midnight deadline.

Before submitting, save or print the confirmation page if the portal provides one. If uploading documentation, use files that are legible and directly tied to the claimed category. A bank statement with unexplained markings is weaker than a short, organized set of records showing what was paid, when, and why it is being claimed.

If You File by Mail

A paper claim must be postmarked by July 27, 2026.[3] The mailing address identified in the settlement materials is Fidelity Data Settlement, c/o Kroll Settlement Administration LLC, P.O. Box 25226, Santa Ana, CA 92799-9958.[1][3]

For mailed claims, the postmark rule is the critical fact. Dropping an envelope in an office mail bin late in the day is not the same as having a postmark by the deadline. A claimant relying on mail should use a method that produces a mailing record and should keep copies of the completed claim form and supporting documents.

Final Approval and Payment Timing

The official Important Dates page lists the final approval hearing for July 9, 2026.[3] Because that hearing has already occurred as of July 19, 2026, claimants and advisers should check the official settlement website for the current final-approval and payment-status update before relying on any article’s timing statement.[1][3]

If final approval has been granted and no appeal delays distribution, payments generally follow after the settlement becomes effective and the administrator completes claim review. That does not make July 27 flexible. The filing deadline remains the claimant’s immediate obligation.

Bloomberg Law reported that Fidelity agreed to pay $2.5 million to resolve the data-breach litigation, and ClassAction.org likewise described the settlement as a $2.5 million resolution of claims arising from the August 2024 incident.[4][6] The size of the fund helps explain why the cash payment is estimated rather than fixed: approved claims, administrative costs, court-approved fees and expenses, and any other approved deductions affect what remains for distribution.

The Massachusetts Regulatory Settlement Is Separate

There is also a Massachusetts regulatory settlement in the background, but it should not be confused with class-member compensation. PLANADVISER reported that Fidelity reached a $1.25 million settlement with Massachusetts Secretary of the Commonwealth William Galvin over the 2024 data breach.[7] That is legal context for the incident and regulatory response; it is not an additional claim fund that affected class members can tap through the class settlement form.

A Practical Filing Standard

For eligible class members, the responsible course is narrow: verify eligibility on the official site, file by July 27, and match the claim to the proof available. A documented-loss claim should be treated like any other reimbursement submission: clear records, no inflation, and no unsupported theory of loss. A no-documentation cash claim should be understood as a pro rata request, not a promise of a fixed $100 payment.

This article is not legal advice. Claimants with questions about their own rights, exclusions, tax treatment, release of claims, or whether to participate should consult counsel or contact the official settlement administrator through the settlement website.

References

1. Fidelity Data Settlement, fidelitydatasettlement.com.
2. Frequently Asked Questions, fidelitydatasettlement.com.
3. Important Dates, fidelitydatasettlement.com.
4. 2.5M Fidelity Investments Settlement Ends Litigation Over August 2024 Data Breach, ClassAction.org.
5. Fidelity Agreed to a $2.5M Settlement. Here Is Who Qualifies for Payouts Up to $5,000, Investopedia.
6. Fidelity Investments Agrees to Pay $2.5 Million Over Data Breach, Bloomberg Law.
7. Fidelity Reaches $1.25M Settlement Over 2024 Data Breach, PLANADVISER.